How do you get a car after filing for bankruptcy?

I recently had to file for bankruptcy, but my car broke down. I'm going to have to get a new one. Can I still get a car loan after filing for bankruptcy?

I’m sorry to hear that!
The best piece of advice for this is to wait and rebuild your credit score before applying for a car loan. That said, having a car is essential, and understandably, waiting may not be an option.
Luckily, even though you’ve filed for bankruptcy, you can still get a car loan. Since your APR will likely be high given your bankruptcy, you’ll need to shop around for a specialized loan.
Once you have landed on a company and loan, make sure to make your monthly car payments and rebuild your credit score. At some point, you may have the opportunity to refinance your loan to get a better rate.
While you likely already have a car insurance policy, consider shopping around before purchasing your new car. Looking at rates for your new car will ensure you’re paying the best rate for insurance.
If you’d like help, the Jerry app is the easiest and most effective way to find a car insurance policy that is customized for you. After providing you with a comprehensive cross-analysis of the best policies across providers, Jerry will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to. They even help cancel your old policy!
Best of luck in your search!
Will Baldwin
Answered on Oct 29, 2021

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
rating primary
4.7/5 Rating on App Store

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free