How do you find the right car insurance?

How can I find the right car insurance for me? I feel like there are so many options out there.

Ultimately, it’s up to you to decide how much coverage you want, although you’ll have to abide by your state’s minimum insurance requirements.
You’ll probably want more than the minimum to protect you, though. Here are some types of coverage that you have to choose from:
  • Uninsured or underinsured motorist coverage will protect you if you get into an accident with someone who doesn’t have enough insurance.
  • Collision coverage will help you fix your car if you run into another car or object.
  • Bodily injury liability will cover other people’s injuries if you are at fault in an accident.
  • Property damage liability coverage will help to repair someone else’s car if you are at fault in an accident.
  • Comprehensive coverage will help you pay for repairs if your car is damaged by something other than a traffic accident, such as vandalism or a natural disaster.
Overall, you’ll need to evaluate your driving habits, the kind of car you drive, your lender or lessor’s requirements (if applicable), and your state’s laws in order to determine the kind of insurance you need.
One easy way to find information about different kinds of insurance is by using the Jerry app. Jerry will help you compare rates and coverages from different insurers, so you can figure out what you need and what you can afford—without the hassles of phone calls, emails, or long forms.
Liz Jenson
Answered on Oct 28, 2021

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