Being worried about an accident in your rental car is totally understandable. To claim rental car insurance, get in contact with your rental car company, report the accident and ask the company how to proceed.
Typically, they will have you fill out an incident report which will consist of:
Next, get in contact with your own insurance company and file a claim
through them. Even in the case of an accident with a rental car, your existing car insurance policy will act as your primary coverage
. Any rental car insurance will act as secondary coverage
and will go into effect after your primary coverage has been established. Generally, your rental car insurance can reimburse you for your auto insurance deductible
and take care of any extra days you may have to keep the car while it is being repaired.
If your deductible is very high, you still run the risk of having to pay out of pocket, and while taking on a higher deductible can
save you money on your premium, in events like this you can take a large financial hit. A better way to save money on car insurance is by shopping with the Jerry
app. We’ll get you personalized quotes from top insurers, so that all you need to do is pick the plan that works best for you. And once you pick one, we’ll help you switch over!