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How do you choose the right car insurance coverage?

I’m moving to Kentucky. What type of car insurance coverage should I get?

avatar
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
You’ll need to start off by getting the minimum liability insurance required by
Kentucky
:
Liability insurance covers damage to other drivers and cars and does not cover damage to your vehicle.
From there, you’ll want to add coverage that protects you and your car.
Collision coverage
 will protect your vehicle after any collision, and
Medical Payments
 will cover medical bills resulting from your injuries.
Comprehensive coverage
, which covers non-collision situations like tornadoes and vandalism, is also recommended. You can purchase
full-coverage insurance
 to get liability, collision, and comprehensive coverage in one package.
The easiest way to find the right coverage without overpaying is
Jerry
. Choose from competitive quotes from up to 50 top insurance companies and Jerry takes care of the rest—securing your new policy and helping cancel your old one.
MORE:
Kentucky car insurance laws—all you need to know
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