How do you choose the right car insurance coverage?

I’m moving to Kentucky. What type of car insurance coverage should I get?

Answer
You’ll need to start off by getting the minimum liability insurance required by Kentucky:
Liability insurance covers damage to other drivers and cars and does not cover damage to your vehicle.
From there, you’ll want to add coverage that protects you and your car. Collision coverage will protect your vehicle after any collision, and Medical Payments will cover medical bills resulting from your injuries.
Comprehensive coverage, which covers non-collision situations like tornadoes and vandalism, is also recommended. You can purchase full-coverage insurance to get liability, collision, and comprehensive coverage in one package.
The easiest way to find the right coverage without overpaying is Jerry. Choose from competitive quotes from up to 50 top insurance companies and Jerry takes care of the rest—securing your new policy and helping cancel your old one.
Lauren Smith
Answered on Nov 11, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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