How do you check if you’re insured on a car?

I’ve been away at college for a while, but I’m going home for a couple of months. I’m planning to drive my parents’ car while at home. How do I make sure I'm still insured on their car?

Answer
You should still be covered by your parents’ car insurance, even if you went away for a while. This is because car insurance generally follows the car, not the driver.
The best way to confirm that you’re still covered is to ask your parents to check for your name on the policy. You’re likely good to go if you see your name, unless your status was changed to that of an excluded driver.
If this is the case, you can look at non-owner insurance, which normally provides coverage for people who borrow or rent cars.
If you have any other questions about car insurance or are looking for a better rate, use Jerry. The Jerry app allows you to compare competitive quotes from up to 50 top providers and gives you access to a supportive customer service team.
Lauren Smith
Answered on Nov 10, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
rating primary
4.7/5 Rating on App Store

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free