How do you check if you have insurance on your car?

My insurance policy may have lapsed, but I’m not sure. How do I check if I have insurance on my car?

Great question! A lapse in coverage can lead to increased premium rates on your next policy and leave you financially responsible in the event of an accident. Not to mention, it’s illegal in most states to drive without insurance!
That said, there are a few different ways you can check to see if you have an active insurance policy.
  • Check your declaration page: It should list your policy term dates. If it’s within the dates of your policy term, you’re likely still covered.
  • Check your bank statements: Look for auto-withdrawals from your insurance company. If they are taking money out of your account every month, it’s likely your insurance policy is active.
  • Call your insurance company: Ask for the status of your account. If you don’t know the name of your insurer, check your insurance card, which will include information like your policy number and contact info for your provider.
And, if you find you need a new insurance policy, download the Jerry app. Jerry generates quotes from over 50 of the nation’s leading providers in just minutes. And, it’s free to get quotes!
Hope you discover that your policy is in good shape!
Matthew Macgugan
Answered on Nov 08, 2021

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
rating primary
4.7/5 Rating on App Store

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free