How do you check if someone has car insurance?

I got into an accident and was in shock, so I can't remember if the other person had car insurance. How can I check if they have car insurance?

Answer
I’m sorry to hear about your accident.
Often in a car accident, a police report has to be filed and they would have collected both party’s information. You can ask for a copy because you would also need this for your insurance company. Once received, you can check the police report to find out.
You can ask by providing the following information to the officer:
  • The license plate number
  • Incident report number
You can also ask the DMV, but you will have to provide the police report. Due to privacy laws, if they think you are falsifying information, they won’t release any information about the other driver.
If the other driver was not covered, you might want to check and see if you have uninsured or underinsured motorist coverage.
If you don’t have uninsured or underinsured motorist coverage, you can get some for the future with the [Jerry] (https://getjerry.com/signup) app. We can help you find the best deal on the coverage you want, and our customer service team of licensed brokers is always only a text away to answer any of your questions.
Lauren Smith
Answered on Oct 26, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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