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How do you change insurance to a new car?
Can I switch my insurance over to a new car? If so, how? I bought a car recently and want it to be included on my current insurance policy. I sold my old car, so it doesn’t need to be on there anymore.
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
You can reach out to your insurance provider by phone or use the company’s website or app to log in to your account and make changes. Since you have a policy currently, you should be able to add your new car to it very easily. You can also request to remove the old vehicle from your plan.
The good news is you don’t need to stress! Most states and car insurance companies have grace periods for new cars. Even if your new car isn’t listed on your current insurance policy, your coverage should extend to your new car for at least 14 days. Some states even allow for grace periods of up to 30 days.
While it’s not recommended to wait that long to insure your new vehicle, the grace period will at least provide a bit of a buffer until you’re able to make the appropriate changes to your plan.
Just so you’re aware, your car insurance premium may increase as a result of adding your new vehicle. Premiums are based on several factors, including the value of the car. So if your new ride’s retail value is more than your old car’s, it will cost more to insure.
Feel like you’re paying too much for car insurance? Find lower rates by shopping around. The
Jerry
app makes it easier than ever. Jerry will gather quotes from up to 50 top insurers in minutes and deliver low-cost rates directly to your phone for free. If you find a better policy at a better price, Jerry will even help you make the switch and cancel your old policy for you.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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