How do you cancel your car insurance online?

Is it possible for me to cancel my car insurance online? I hate dealing with insurance agents, but I think I need to cancel my policy.

Answer
Dealing with car insurance companies can be frustrating, so canceling your policy online is a viable option for most insurance providers!
You can log in to your account to find out whether your company allows online cancelations. Even if you have to call to cancel, be sure to follow these steps to make sure you’ve officially canceled your policy:
  • Contact your insurance provider with a date and reason for canceling your policy.
  • Ask your insurance company about fees and refunds. Some companies might offer refunds on unused premiums, while others may charge you a cancelation fee.
  • Email your written notice of cancellation to your insurance agent. You may need to use an official form, which you can usually find on your provider’s website.
  • Tell your bank that you’re switching policies. This is especially important if you have a car loan that you’re still paying off.
  • Cancel your automatic payments to ensure you aren’t surprised by any last-minute fees.
  • Have your new insurance all set up before you cancel. Lapses in coverage can make your insurance go up, and driving while uninsured can result in serious legal consequences.
  • Get confirmation from your provider. One benefit of in-person cancelations is that you get immediate confirmation. Online confirmation may take a bit longer, so keep an eye out for any emails from your provider.
If this process seems a bit overwhelming, try using Jerry. A licensed broker, the Jerry app can help you gather and compare affordable quotes in minutes. It will even help you switch plans and cancel your old policy! All you need to do is download the app, sign up, and pick a new policy—Jerry will handle the rest!
Joshua Levy
Answered on Oct 20, 2021
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