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How do you afford teenage car insurance?
I'm 16 and I'm getting my own car. I need insurance, but I've heard it's really expensive. How do I afford teenage car insurance?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
At age 16,
car insurance
companies consider you a new driver. Because of your lack of experience, you are high risk for insurance companies to insure, which raises your premium extensively.Because of the amount of risk,
cheap car insurance
as a teen isn’t always realistic. However, you can do a few things to lower your cost.Great ways to afford insurance are:
- Get good grades
- Take a driver training course
- Enroll in a driving behavior program
All of these options should give you a discount on a policy.
Shopping around for rates is also a viable option. Every car insurance company offers different rates and discounts. Aim to get quotes from at least three different companies to compare.
Request quotes online or use an app like
Jerry
. Jerry will generate competitive quotes from top providers in less than a minute. Multiple quotes will give you a good idea of your average cost of insurance.If you still can’t afford insurance after discounts and shopping around, find a family member who’s willing to add you to their insurance. If you’re on a policy with a more experienced driver, you typically won’t see as large of a rate increase.
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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