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How do you add a person to your car insurance?

Our nephew is coming to live with us and will be sharing our car. How do we add him to our car insurance?

avatar
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
It’s a great idea to add your nephew to your policy! Luckily, you can easily
add a person
to your policy by either calling your provider or using their app. You will need the following information to update your policy.
  • His legal name
  • Birthdate
  • Driver’s license number
Your
car insurance
may also require his social security number or additional information.
Do note that adding a driver to your policy can impact your rate. If he is younger, your premium could go up because teens and college students tend to be considered higher risk by insurance companies. If this happens, look into some discounts geared explicitly towards younger drivers, like a good student or driver training discount.
If your nephew is older and has a
clean driving record
, your insurance could go down.
Even if you’re happy with your new rate, consider comparison shopping with other companies. Any time you make changes to your policy, it’s good to explore other options. An easy way to do this is with
Jerry
. Jerry is an app that pulls quotes from the top 50 companies in under a minute and delivers the best deals right to your phone.
View full answer 
WHY YOU CAN TRUST JERRY
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