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How do police officers know when you don't have insurance?
Is insurance connected to your license plate or driver's license? How do they know if you don't have it?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“While in some states
car insurance companies
are required to report when you’re uninsured to the DMV. Most police won’t know you’re uninsured unless they ask for proof of insurance.When you are pulled over in a traffic stop or get into an accident, police officers will often ask for your
proof of insurance
. If you’re unable to produce it, you’ll likely: - get a ticket
- face a possible fine
- face a license suspension with the DMV
Although car insurance companies use your vehicle information for insurance, they don’t attach insurance to your license plate or driver’s license.
You’ll need to produce proof of insurance when asked for it. This would include an insurance ID card or a letter from your insurance company.”
View full answer
- Gregory R.
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