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How do I write an effective car insurance demand letter?

I've been in an accident, and I want to perfectly argue my claim to my insurance company, but I've been burned in the past. Any tips for writing an effective insurance demand letter?

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Nick Kunze · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
We’re sorry to hear you were in an accident! Filing a claim with your insurance company can be a hassle. Here are some tips to make the process as pain-free as possible.
To get the most out of your
car insurance
claim letter, you should clearly lay out all the information your claim adjuster will need to evaluate the claim. To do this:
  • Clearly present the facts of your accident
  • Make a clear, well-organized, to the point argument using the facts you just presented
  • Explain the exact costs, medical bills, and loss of work the car accident has caused
  • Detail how this supports the value you placed on your car accident claim
You can never be too specific in your claim! Also, be sure to back up your letter with proper documentation (like medical records) whenever possible.
If you’re still having trouble, consider finding a new insurance provider with the help of insurance broker
Jerry
. Jerry will help you find the right coverage at the best price by comparing quotes from up to 50 top providers. The best part—Jerry takes care of all of the paperwork, including canceling your old policy, for you.
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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