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How do I use my car insurance?

I’m new to car ownership and about to buy my first car, but I’m uncertain of what exactly car insurance does. How do I use it?

avatar
Will Baldwin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congrats on your first car—that’s such an exciting time! To put it generally, car insurance provides financial protection for drivers in case of an accident, vehicle damage, personal injury, or even theft.
Without insurance, drivers would be at risk of finanacial devastation every time they drive, since
severe collisions
can cost hundreds of thousands of dollars in property and bodily damage.
The various types of coverage all work a little differently and cover different things. But the general idea of car insurance is it’s necessary added protection in case of a serious emergency.
So how do you use it? Hopefully not often! But if you need it, it’ll be there to save you from a potential life-ruining situation.
If you want help finding the best deal on the coverage you need, you can also check out the
Jerry
app. We’ll get you customized quotes from top providers in seconds, so that all you need to do is pick the plan that works best for you. And once you pick one, we’ll help you switch!
Hope this helps, and enjoy your new ride!
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