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How do I switch my insurance from one car to another?

I'm going to trade in my lease in a few days, and I want to switch my car insurance from this car to my new one. How do I do this?

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Matthew Macgugan · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Good question! The first thing you’ll want to do is let your insurance company know that you’re getting a new vehicle, so you can make sure your investment is protected.
Coverage limits (and costs) may change when you get a new vehicle depending on whether it’s financed, how it’s equipped, and the specific make and model information if it differs from your current vehicle. In order to make sure that your loan is fully covered in the event of an accident, you may want to consider
gap insurance
.
Staying with your current insurance provider is likely the cheapest option, but if your rates go up substantially, it may be time to change providers. In this case,
Jerry
can help you compare quotes from multiple companies and get you the cheapest rate—and once you choose a policy, we’ll even help you switch!
No matter what you choose, make sure your policy start date aligns with the first day you’ll be operating the new vehicle. This avoids the risk of a lapse in coverage that could be a mess in the event of a claim.
If you want to transfer your current policy to your new vehicle, though, all you have to do is call your insurance company. Once you initiate the change, you’ll be sent new insurance cards with the updated vehicle information. Make sure to put one of these cards in the vehicle and another in a safe place in your home. (If you do use the
Jerry app
, you can access these at all times through the in-app wallet function!)
Enjoy your new ride!
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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