How do I switch my car insurance to another person?

I decided to give my son my Jeep for his birthday—he’s been working hard at school and at work, and he deserves it! I’m just not sure what to do about the insurance, since it’s under my name. How do I switch the insurance so it is under his name instead?

Answer
Big congrats to your son—this is a big milestone that he’s earned! While you can’t transfer an insurance policy to a new policy-holder, here’s what you should do:
  • Get the vehicle registration transferred to your son. If you do not sign the title over, the new owner cannot get their new vehicle insured.
  • Inform the insurance company of the transfer. Your policy will no longer be valid and will be canceled. That way, your son can get a new policy for the vehicle!
Remember, car insurance can be pricey for drivers under 25. If you want to make sure that your son gets the best deal on the coverage he needs, check out the Jerry app. We’ll get you personalized quotes from top insurers in seconds, so all you have to do is pick the plan that works best for you. And once you’ve chosen one, we’ll even help you switch!
Happy birthday to your son!
Ben Guess
Answered on Nov 12, 2021
Ben has a BA in Journalism + Design from The New School, as well as three years’ experience in content writing and data journalism. They are deeply interested in how the car industry intersects with issues of inequity in the world, as well as in making auto insurance more accessible through writing. When they’re away from the keyboard, they enjoy baking, embroidering, and playing Dungeons and Dragons with friends. They are based in Boston, Massachusetts.
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