How do I switch car insurance policies on my cars?

I want to change my car insurance company. How do I switch policies?

Answer
If you’re looking to switch your car insurance companies for your cars, you only have a few things you need to do.
Start by exploring your options and requesting car insurance quotes from a variety of companies. When requesting quotes, provide the VIN (vehicle identification number) of the two vehicles, as well as your driver’s license number and other personal information.
If you want to change any coverages you have on your cars, this is also a great time to do so. When you look into quotes with other companies, you can also look at other coverages.
Once you find a policy that you like, inform your current insurance company that you plan on switching. They’ll can provide you more information about any potential refunds or cancellation fees.
To avoid a lapse in coverage, coordinate the cancellation of your prior policy with the effective date of your new policy. If you can, purchase your new policy first and then cancel your current policy. After your new policy is effective, your vehicles are officially covered on a new policy.
If you find that rates are far too high, use the Jerry app to compare quotes from over 50 insurers in just a matter of minutes.
Emily Maracle
Answered on Oct 20, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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