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How do I swap a car lease?
I'm in the middle of a car lease, but I decided I want to purchase a car instead (and not the one I’m currently leasing). The dealership told me I might be able to do a car lease swap. What does this mean and how do I do it?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
A
lease swap
is a great tool for getting out of a lease you don’t want anymore. Follow these steps to complete a lease swap without any major complications:- Make sure your lessor allows a lease swap (which sounds plausible, as the dealership suggested it to you)
- Find a suitable candidate to swap with: they should have good income and the same or better credit than you
- Have your financing company or the dealership run the other person’s credit
- Complete the transfer, including any paperwork for transferring the title and registration
If you’re thinking of
buying a new car
, make sure you shop around for the best car insurance
rates ahead of time.All you need to do is use
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- Gregory R.
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