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How do I suspend my car insurance?

I’m planning to spend about half a year hiking the PCT. I’ll be walking from Mexico to Canada. Since I’m not going to be driving or touching my car for nearly 6 months, I’d like to suspend my car insurance. How do I do this?

avatar
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Congratulations on your new adventure. I hope there are plenty of wonderful trail angels along the way!
Before leaving on your awesome adventure, it’s important to talk to your
car insurance company
. Not every insurance company gives you the option to suspend or put your insurance on hold.
If you’re financing your car, you may still need to maintain
comprehensive coverage
as well.
Comprehensive coverage covers:
  • Contact with animals
  • Natural disasters (such as earthquakes, floods, hurricanes, tornadoes, and volcanic eruptions)
  • Fire
  • Vandalism
  • Theft of the entire car (or parts, but not property inside the car) * Fallen objects (such as trees, branches, ice, or projectiles)
  • A civil disturbance (such as a riot or your local sports team winning or even losing)
  • A broken windshield or other glass damage
This coverage essentially covers everything that could happen while you’re on the trail.
Since comprehensive isn’t the
state minimum insurance requirement
, you’ll want to ensure you can legally maintain this while gone.
Be sure to reach out to the DMV to find out the requirements for suspending insurance. You may need to file specific paperwork such as an affidavit of non-use.
If you need help changing your coverage to save money while you’re gone, try the
Jerry
app. Jerry gathers personalized quotes from up to 50 top insurance companies, ensuring you always have the best rate.
Happy trails!”
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