How do I sue an insurance company after an accident?

I was in a total-loss accident last week that was not my fault. The other driver's insurance wants to give me a fraction of the money I'll need to cover my medical costs. How do I sue an insurance company after an accident and get the money I deserve?

Answer
So sorry to hear about your accident! I hope your injuries weren’t severe.
Before hiring a lawyer, make sure you’ve reached out to your own insurance company. Many insurance companies will help negotiate when medical claims are involved. You may also have medical payments coverage, which can help pay for your injuries.
If you’ve tried this and still want to sue, you’ll need to look for a lawyer.
You’ll want a lawyer who specializes in insurance claims and injuries, but keep in mind that the cost for legal representation isn’t cheap. If possible, find a lawyer that works on a contingency basis, meaning you won’t have to pay them unless you win.
Once you have chosen a lawyer, they will begin the litigation process with the insurance company based on the information you have provided them. Depending on your case, the other insurance company may decide to negotiate instead of going to court.
If you decide after the lawsuit that you’d like to switch insurance companies, download the Jerry app, which generates quotes from top providers so you can get a great rate on a new policy in minutes.
I hope everything works out in your favor.
Matthew Macgugan
Answered on Nov 01, 2021
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