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How do I sue a car insurance company?

Almost a year ago, I got into a very traumatic accident that Ieft me with thousands of dollars in damages. I was covered for these damages under my plan, and I have still not gotten compensation from my insurance provider. I don’t want to sue them, but it feels like the only option left! How can I sue a car insurance company?

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Ben Guess · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m so, so sorry to hear about everything you’ve had to go through. It’s good to keep in mind that suing an insurance company can be costly and time-consuming—but it can be worthwhile if you feel like you’ve been truly wronged. If this is something you want to pursue, the first thing you’ll want to do is look into hiring a lawyer.
When hiring a lawyer, try and find someone with experience in suing insurance companies. They’ll be able to tell you whether or not you have a viable case to pursue, too.
Your lawyer and the insurance company’s lawyer will then enter discovery, where they will exchange information and do all the necessary fact-finding and research.
This will lead to a deposition. At this point, you and the insurance company will decide if you want to settle on a cost that both you and your insurance company consider fair. If you decide not to take the settlement, the matter will be handled in court.
If you’ve been wronged by your insurance provider, it may be time to switch. The easiest way to do this is through the
Jerry
app—we’ll get you customized quotes from top insurers so that all you need to do is choose the plan that works best for you.
Best of luck with everything, and hopefully everything resolves itself peacefully soon.
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