How do I speed up the auto insurance claim process so I can stop living off my savings?

"I've been out of work for almost six months after being injured in a car accident and losing my job. The other driver was intoxicated and at fault for the accident.

How can I speed up the claim process? I'm living off my savings right now and I don't want to run out of money. "

Answer
“Unfortunately, there is no way to speed up car insurance claims. When an accident happens, adjusters from both insurance companies are required to look at the damage and accident details.
Once they determine liability, the at-fault party’s insurance needs to work on a settlement amount. This means that they’ll have to look at the value of your car and damages, as well as any other costs you incurred.
From there, they’ll need to see what the at-fault party’s bodily injury liability and property damage liability limits are. They will offer you a settlement amount based on this.
Depending on what they offer, you can either accept the money or choose to negotiate. If you do choose to negotiate, it can delay the process, but it would ensure you’d get an amount you feel is fair. “
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Emily Maracle
Answered on May 20, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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