No need for panic! You can check on their insurance by contacting the police or your local DMV. If you filed a police report after the accident, the police should be able to access the other driver’s insurance information fairly easily.
The DMV also keeps a record of insurance information for all licensed drivers, but this information is protected by privacy laws. You will need to prove that you have a valid reason for making the request by providing:
The other car’s license plate number
Details about the accident
A police report (if there is one)
If any of this information is non-verifiable, your request may be denied, so make sure everything is current and accurate.
If you still can’t find the other driver’s insurance information, you should contact your insurer to talk about your next steps.
Premiums usually increase after an accident
, so it’s a good idea to shop around for insurance after a crash. The easiest way to do this is via the Jerry
app. Jerry will collect car insurance quotes for you, so you can compare rates and coverages in minutes for free.