How do I save money on my GEICO car insurance?

I have GEICO and pay $200 a month for full coverage. I don't want to switch companies, but how can I save some money? Money has been a bit tight recently, so I want to find some ways to save.

Answer
Money has been tight for everyone since the onset of the pandemic. Thankfully, you can save money on your GEICO policy in many different ways.
The most direct way is to contact a GEICO agent at 1-800-207-7847 to see what discounts you may qualify for. Some common discounts include:
  • Organizational or alumni discounts
  • Enrollment in GEICO’s DriveEasy program
  • Driver training or defensive driving course discounts
  • Multi-car discounts
Beyond that, take a glance at your coverage. If you have optional coverage like towing and labor or rental reimbursement, you can drop them to lower your monthly rate. Another option is adjusting your full coverage deductibles to a higher amount.
Raising your deductibles will lower your monthly payment amount. That said, you will pay more out of pocket when submitting a claim, so make sure you can afford a higher amount.
While you may not want to switch companies, shopping around is an easy way to find savings. If you want to see what your options are, use Jerry. Jerry is an app that generates competitive quotes from top providers in less than a minute.
Emily Maracle
Answered on Oct 25, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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