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How do I retrieve a car in GTA 5?

I bought insurance and put a tracker on my car, but when it gets blown up, I can’t get it back. I keep wasting a ton of time and money, and I’m getting annoyed. What do I do to retrieve a car in GTA 5?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
When a car you’ve been working hard to upgrade gets destroyed, it’s a definite nuisance. Fortunately, getting your car back only takes a few seconds by following these steps:
  1. Bring up your cell phone.
  2. Call Mors Mutual Insurance.
  3. Pay the fee.
  4. The car should respawn nearby or in your garage.
  5. If another player destroyed your car (GTA 5 online only), they will have to pay the fee!
If your car gets
totaled
in real life, you can’t just call your insurance company and get a new one. However, you can shop around for a reputable car insurance company with the
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