How do I remove a car from my insurance?

My daughter turned 25 and she's getting her own insurance policy. I need to remove her car from my insurance, but I'm not sure how. How would I do that?

Answer
Having your children grow up and become more independent is a bittersweet moment. However, removing her car from your insurance shouldn’t cause any additional stress.
In most cases, you can call your car insurance company and let them know you need to remove her car. If you have an online account, you may can remove her car that way.
Once you remove her car, you may see a rate change. Typically, your rate will decrease when you remove the vehicle. If you carried both comprehensive coverage and collision coverage on her car, you may see an even larger decrease.
After removing her car, decide if you need to remove your daughter from the policy. If she still lives with you and may occassionally drive your car, leave her as a driver. If she never drives your car, see about listing her as an excluded driver. She’s still on your policy as a household member, but her driving record shouldn’t impact your rate.
Since you’re making a change to your policy, now is a great time to comparison shop. You may be eligible for better rates elsewhere after removing her car. If you want to find cheap car insurance fast, go to Jerry. Jerry collects quotes from 50 top insurance providers in seconds so you always get the best rate.
Emily Maracle
Answered on Oct 25, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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