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How do I refinance my car loan if I have bad credit?
I want to get better terms for my car loan, but my credit is in rough shape. What do I do?
Johnny Puckett · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Start by reaching out to your current lender to see if they are willing to refinance your loan, and then shop around with other lenders to find the best interest rate and terms. There are many lenders out there that are willing to work with
bad credit
, but if your credit score has gone down since you received your original loan, refinancing may not be the best option as you could end up with a higher interest rate and a longer term.
“View full answer
- Gregory R.
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