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How do I refinance a car loan with Honda Financial?

I got my original loan through Honda Financial, but my credit score has gone up since then. As a result, I want to refinance my Civic. How can I refinance a car loan with Honda Financial?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Honda Financial doesn’t offer refinancing, so you won't be able to refinance a vehicle through Honda.  
If you want to
refinance your car loan
, you have a few options:
  • Credit unions
  • Banks
  • Online lenders
Shop around with as many lenders as you see fit within a 14-day period. During this two-week time frame, you’re only hit with a single hard credit inquiry and you won't see your credit score drop significantly.
Keep in mind: Unless you find a better interest rate and loan terms than you’re currently paying, refinancing isn’t worth it.
MORE: Does refinancing a car hurt your credit score?
View full answer 
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