How do I reduce young driver car insurance?

Hi, I'm 19 and I just got a used car from my parents, but it's going to be my responsibility to cover insurance costs. What is the best way to reduce car insurance for young drivers?

Answer
Congratulations on your new ride! Teen drivers can save on car insurance by seeking out discounts and staying on an existing policy.
Ask your insurance company about possible discounts. Some common discounts are available for drivers who:
  • Maintain at least a B average in school
  • Complete a defensive driving class
  • Drive a car with advanced safety features
It’s also usually a better financial decision if you remain on an existing insurance policy instead of being on your own. If you are added to your parents’ policy, you may also qualify for multi-vehicle or bundling discounts.
Another option is to shop around for better rates using Jerry. Choose from competitive quotes from up to 50 top insurance companies and Jerry takes care of the rest—securing your new policy and helping you cancel your old one.
Carlos Kirby
Answered on Nov 09, 2021
Carlos has a BA in Media Production and Marketing from Loyola University of Chicago, as well as almost 5 years of content editing and writing experience. He has operated his own freelance creative studio over the past 5 years and aspires to be a Creative Director for an Creative Agency. He is currently located in Chicago, IL and enjoys creating digital art and taking bike rides along the lakefront during his free time!
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