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How do I reduce young driver car insurance?

Hi, I'm 19 and I just got a used car from my parents, but it's going to be my responsibility to cover insurance costs. What is the best way to reduce car insurance for young drivers?

avatar
Carlos Kirby · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on your new ride! Teen drivers can save on
car insurance
by seeking out discounts and staying on an existing policy.
Ask your insurance company about possible discounts. Some common discounts are available for drivers who:
  • Maintain at least a B average in school
  • Complete a defensive driving class
  • Drive a car with advanced safety features
It’s also usually a better financial decision if you remain on an existing insurance policy instead of being on your own. If you are added to your parents’ policy, you may also qualify for multi-vehicle or bundling discounts.
Another option is to shop around for better rates using
Jerry
. Choose from competitive quotes from up to 50 top insurance companies and Jerry takes care of the rest—securing your new policy and helping you cancel your old one.
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