How do I reduce the cost of car insurance for an 18-year-old?

I just got my new premiums when renewing my car insurance. Since I added my son to my plan, my costs have skyrocketed! How do I reduce the cost of car insurance for an 18-year-old?

Answer
Unfortunately, car insurance is almost always more expensive for young drivers. But you can still find ways to lower costs by asking your provider about discounts and comparison shopping using Jerry.
Many insurance providers offer discounts that might apply to your family. Possible discounts and eligibility requirements differ from company to company, but here are some common examples:
  • Good student discount: available for full-time students under 25 who maintain a B average or a 3.0 GPA in school
  • Driver education discount: available for drivers who complete a driver education course or a defensive driving course
  • Bundling discounts: many companies offer discounts if you bundle multiple policies together, like home and auto
  • Multi-car discount: you may be eligible for reduced rates if you have more than one car on the same policy
You can also look for lower rates when you sign up with Jerry for free. Jerry can provide you with up to 50 cheap insurance quotes from top providers. If you find a better deal, Jerry will take care of all the phone calls and paperwork to switch you over to a new policy.
georgina grant
Answered on Nov 08, 2021
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
rating primary
4.7/5 Rating on App Store

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free