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How do I reduce my car insurance rates after an accident?
I was recently in an accident where I was at fault. Luckily I'm okay, but the cost of repairs hit my bank account pretty hard, and I'm looking to save money any way I can. How do I reduce my car insurance rates after an accident?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“I’m so sorry to hear that you were in an accident! You’re not alone in feeling the hit to your bank account—if you’re at fault in an accident, your
car insurance
rate typically goes up by about 34%. However, there are a few different ways to save, even with increased rates!Some options may include:
- Seeing if your insurer offersaccident forgiveness
- Looking for any discounts you don’t already have, such as adefensive driver discountor telematics discount
- Increasing your deductible
If none of these solutions lead to a lower rate, try shopping around for a new policy. One of the easiest ways to do this is with the
Jerry
app—we’ll get you dozens of personalized rates in minutes so you can find the plan that fits your budget best. Best of luck, and hopefully your bank account recovers soon!”
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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