How do I reduce my car insurance price?

I've been with the same insurance company for two years. My rate keeps increasing and I'm not sure why. How do I reduce my car insurance price?

Answer
You have several options to reduce the price of your car insurance.
First, reach out to your insurance company. You can speak with an agent to see if you qualify for any additional discounts. If you drive less than you did before or want to enroll in a driving behavior program, you could save money on your policy.
Another option is adjusting the coverage on your policy. If you currently have full coverage, you could raise your deductibles or reduce your coverage to liability only.
If these options don’t work for you, shopping around is always a great failsafe.. Comparison shopping with different providers is a great way to reduce the cost of your car insurance. You can do this on your own or you can use Jerry. As a licensed broker that offers end-to-end support, the Jerry app gathers affordable quotes, helps you switch plans, and even cancels your old policy for you.
Emily Maracle
Answered on Oct 19, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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