How do I reduce my car insurance?

I’m trying to save money on my monthly bills. I feel like I’ve been paying a lot for my insurance. How do I reduce the cost of my car insurance?

Answer
Excellent question. Let’s go over some tips to help you save some money and hopefully get cheaper car insurance!
First, check with your insurance company to see if you qualify for any policy discounts. These can vary by company, but most providers offer discounts like:
  • Safe driving
  • Multi-policy
  • Alumni association/organization
  • Vehicle safety equipment
  • Good student
Another way you can lower your monthly premium is to adjust your coverages. If you have comprehensive and collision coverage, you could raise your deductible to reduce your premium. Another option is to** reduce the optional coverages on your policy**. Removing coverage like rental reimbursement or towing and labor can help lower your premium as well.
Finally, an easy way to save money is shopping around for new car insurance policies. Tools like the Jerry app make it fast and easy to find cheaper car insurance.
The Jerry app generates quotes from over 50 of the nation’s leading providers, so you can find a cheaper rate without losing coverage.
Good luck with your budget!
Matthew Macgugan
Answered on Nov 08, 2021
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