How do I qualify for New Jersey's SAIP program?

How do I qualify for SAIP? I am interested in purchasing this insurance plan. I am a minimum-wage worker.

Answer provided by
Sophie Newman
Answered on Jul 22, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
“To qualify for New Jersey’s special automotive insurance policy (SAIP), or dollar-a-day insurance, you need to:
  • be a low-income driver
  • qualify for Medicaid
Keep in mind that if you don’t qualify, you can always add medical payments to your car insurance policy to cover some of the cost of medical bills.
Although SAIP can help supplement medical costs associated with accidents, it is not a substitute for an auto insurance policy that meets the state minimum car insurance requirements.”

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