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How do I put insurance on a new car?

My old Nissan finally gave out and I’m ready to buy a new car from a dealership. But I’m wondering, how do you put insurance on a new car?

avatar
Chloe Jenkins · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“To put insurance on a new car, you’ll need to contact your insurance company. You likely already have insurance for your Nissan, so you’ll just need to add your new vehicle and remove your old one.
The good news is the process is pretty simple! Here are four easy steps to purchasing
insurance for your new car
.
Step One: Speak with your lender or lessor. Depending on whether you buy the car with a loan, pay for it outright, or lease it, your insurance requirements will differ. Figure out the level of insurance coverage required by the financial institution that will issue your loan or the car dealership that will lease you the car as soon as possible so you can purchase the appropriate policy.
Note that making changes to your old policy in order to fulfill the new car’s requirements may increase your premium.
Step Two: Gather information about the new vehicle. Insurance prices vary depending on the details of the car being insured. You’ll need the vehicle identification number (VIN), make and model, year, mileage, and the vehicle’s trim package to add the new car to your insurance policy.
The trim package refers to any special features or customizations of the vehicle model, such as leather seats, navigation, etc. You can get all of this information from the dealership.
Step Three: Before you purchase the car, compare quotes on new car insurance. By including the information you’ve collected about the vehicle, you can receive more accurate
quotes
and make a more informed decision on which policies and price points suit you.
To get free quotes from over 50 competitive carriers, try
Jerry
. Jerry can find the best policy for you in just minutes!
Step Four: Set an effective date for the policy you’ve chosen. You’ll want to ensure that your policy will go into effect the same day you plan to buy. By setting the proper date, you’ll be protected the moment you drive off the lot in your new car.”
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