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How do I pick the right car insurance coverage?
I just purchased a new vehicle and I know I need car insurance. I'm just not sure where to look; I've never had to buy car insurance before, so I'm a little lost! How do I choose the right car insurance coverage?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Congratulations on your new car! The right
car insurance
coverage depends on your financial situation and the insurance required by your lender.If you bought the car outright, you can choose the coverage you want. In this case, you should choose the maximum amount of coverage possible that you can comfortably afford—that way, you’ll be safely covered for the widest range of possibilities.
If you financed the car, the lender will require you to have full coverage, including
comprehensive coverage
, collision coverage
, and liability coverage
. If you want to get the best rate for the coverage you need, try using tools like
Jerry
. We’ll get you multiple customized quotes from different top-of-the-line providers so that you’ll be able to simply pick the plan that works best for you. And once you choose one, we’ll even help you switch, so that you can focus on what’s important: getting your car out on the road!Congrats again, and enjoy your new ride!”
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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