How do I pick the right car insurance coverage?

I just purchased a new vehicle and I know I need car insurance. I'm just not sure where to look; I've never had to buy car insurance before, so I'm a little lost! How do I choose the right car insurance coverage?

Answer
“Congratulations on your new car! The right car insurance coverage depends on your financial situation and the insurance required by your lender.
If you bought the car outright, you can choose the coverage you want. In this case, you should choose the maximum amount of coverage possible that you can comfortably afford—that way, you’ll be safely covered for the widest range of possibilities.
If you financed the car, the lender will require you to have full coverage, including comprehensive coverage, collision coverage, and liability coverage.
If you want to get the best rate for the coverage you need, try using tools like Jerry. We’ll get you multiple customized quotes from different top-of-the-line providers so that you’ll be able to simply pick the plan that works best for you. And once you choose one, we’ll even help you switch, so that you can focus on what’s important: getting your car out on the road!
Congrats again, and enjoy your new ride!”
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Eric Schad
Answered on Sep 13, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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