How do I pay my car insurance deductible after my claim has been approved?

My car insurance claim was recently approved but I have not received a bill for my $500 deductible and want to avoid any possible late fees. How can I pay my car insurance deductible before this happens?

Answer
After an accident, dealing with a car insurance company can be a confusing and stressful time, but it is not unusual that you did not receive a bill for the amount of your deductible.
Most car insurance companies remove the cost of your deductible from your claim’s final payout rather than send you a separate bill. For example, if the repair cost is $5,000 and your deductible is $500, the car insurance company will just pay $4,500 rather than the full amount.
This tends to make things a bit easier, but if you are still wary of incurring any late fees, you should reach out to your car insurance company directly. Keep in mind, not all types of insurance have deductibles, so you may want to check your declaration page to see how much you may owe.
Once your claim has been settled and your rate is adjusted, it may be a good time to shop around for other car insurance companies to ensure you are not overpaying. Using a comparison and shopping app like Jerry is a great way to simultaneously compare car insurance quotes from up to 50+ different insurance companies for free. They even have agents ready to answer any car insurance questions you may have! The average Jerry driver saves $879 a year on car insurance!
Jack Walsh
Answered on Oct 22, 2021
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