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How do I maximize my car insurance claim?
My car was totaled in an accident. I want to be able to afford a new car. How do I maximize my insurance claim?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
When your car is totaled in an accident, getting
best payout
and maximizing your claim is easier than you might think.First, make sure you’re upfront and cooperative with your
car insurance company
. Answering any questions they have can help the claims process move smoothly.You always have the option to negotiate. If the settlement amount that your insurance company offers you isn’t fair or reasonable, try to negotiate with them.
Before agreeing to a settlement amount for your car, check
Kelley Blue Book
or Edmunds for cars that are in a similar condition to yours. It may also help to look at cars for sale in your area via Autotrader or Craigslist.You can then give your insurance company your settlement amount. While they may still try to negotiate with you, you’ll likely get closer to the amount you’re looking for.
If your rates go up as a result of your car accident, remember that you can always shop for a new insurer. Use the
Jerry
app to compare quotes in just minutes to make the process easy.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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