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"How do I make sure I’m getting the best rate on car insurance in LA? "
"I am a college student living with my parents in LA, and I have been driving now for several years without incident. I own my car outright and I want to get my own policy now. How do I get the bare-minimum insurance without getting ripped off by an agent looking for a commission?
"
Johnny Puckett · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you want to avoid paying a commission to an insurance agent and secure a low price, your best bet is to shop for quotes yourself. Most people get their
car insurance quotes online
now. Aim to get quotes from as many carriers as you can—at least three to five. As for your level of coverage, steering clear of the state-mandated minimum limits and getting a policy with higher limits is usually a better idea in the long run. This is especially true in a state like California, where the minimums are so low that it is easy to exceed them, even in a relatively minor accident.
To get insurance, you can reach out individually to companies like
GEICO
, Allstate
, and Progressive
, but this can be time-consuming. It’s much easier to use the free Jerry
app, which saves you time by gathering affordable quotes in seconds. “View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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