"How do I make sure I’m getting the best rate on car insurance in LA? "

"I am a college student living with my parents in LA, and I have been driving now for several years without incident. I own my car outright and I want to get my own policy now. How do I get the bare-minimum insurance without getting ripped off by an agent looking for a commission?

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Answer provided by
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Johnny Puckett
Answered on Apr 19, 2021
Johnny Puckett is a freelance writer and automotive expert. He has contributed content to a number of some of the largest online publications, aftermarket automotive manufacturers’ sites, and automotive informational sites. His experience in the automotive and information fields informs his writing at Jerry. His automotive interests bleed into his free time, where he enjoys modifying his favorite cars and woodworking.
“If you want to avoid paying a commission to an insurance agent and secure a low price, your best bet is to shop for quotes yourself. Most people get their car insurance quotes online now. Aim to get quotes from as many carriers as you can—at least three to five.
As for your level of coverage, steering clear of the state-mandated minimum limits and getting a policy with higher limits is usually a better idea in the long run. This is especially true in a state like California, where the minimums are so low that it is easy to exceed them, even in a relatively minor accident.
To get insurance, you can reach out individually to companies like GEICO, Allstate, and Progressive, but this can be time-consuming. It’s much easier to use the free Jerry app, which saves you time by gathering affordable quotes in seconds. “
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