How do I make my car insurance lower?

How can I lower my car insurance rates? It's really expensive right now and I feel like I'm paying too much.

There are a few different ways to lower your car insurance bill, including:
  • Shopping around
  • Raising your deductible
  • Reducing coverage
  • Choosing to drive certain vehicles
  • Bundling policies
It’s always a good idea to shop around to find a company with lower prices. The Jerry app makes this easy—signup takes seconds, and Jerry will gather quotes from over 50 top insurers in minutes, so you can compare prices. If you find a better deal, Jerry can even help you buy your new policy and cancel your old one.
You can also raise your deductible to lower your monthly bill. Keep in mind, though, that a higher deductible means a higher out-of-pocket cost for you in the event of an accident.
If you have any older cars, you can reduce coverage on them to lower your bill. This is a good idea if your car is worth less than 10 times the premium you’re paying.
Some cars are cheaper to insure than others. So if you buy a new car, choose wisely by researching insurance rates for certain makes and models beforehand.
You can also bundle home and auto insurance through the same company. This will sometimes amount to a lower bill overall since many insurers offer discounts for people who do more business with them.
Liz Jenson
Answered on Oct 27, 2021

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