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How do I make my car insurance lower?
How can I lower my car insurance rates? It's really expensive right now and I feel like I'm paying too much.
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
There are a few different ways to lower your car insurance bill, including:
- Shopping around
- Raising your deductible
- Reducing coverage
- Choosing to drive certain vehicles
- Bundling policies
It’s always a good idea to shop around to find a company with lower prices. The
Jerry
app makes this easy—signup takes seconds, and Jerry will gather quotes from over 50 top insurers in minutes, so you can compare prices. If you find a better deal, Jerry can even help you buy your new policy and cancel your old one.You can also
raise your deductible
to lower your monthly bill. Keep in mind, though, that a higher deductible means a higher out-of-pocket cost for you in the event of an accident.If you have any older cars, you can reduce coverage on them to lower your bill. This is a good idea if your car is worth less than 10 times the premium you’re paying.
Some cars are
cheaper to insure
than others. So if you buy a new car, choose wisely by researching insurance rates for certain makes and models beforehand.You can also
bundle home and auto insurance
through the same company. This will sometimes amount to a lower bill overall since many insurers offer discounts for people who do more business with them.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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