How do I make a home insurance claim?

I'm a first-time homeowner, and luckily, I've never had to make a home insurance claim before. Sadly, last month, my hometown was hit by a series of thunderstorms, and the wind was so strong it actually destroyed part of my roof. How do I file a claim to get this covered?

Answer
That sounds awful! However, you’re in luck—all you need to file a claim is to call your insurance provider.
They’ll send an adjuster out to your property to assess the damage and estimate how much the repairs will be. If the adjuster confirms that the damage was a) structural and b) caused by something that’s covered under your policy, you shouldn’t have any problems in covering the repairs.
If it’s not covered, though, and these thunderstorms are a common occurrence, it might be time to change policies or providers. Tools like Jerry can help you easily cancel your old policy, as well as compare quotes and types of coverage under top-of-the-line providers like Nationwide and Allstate for free, so you can focus your energy on rebuilding your home and taking care of yourself.
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Savannah Grabek
Answered on Aug 09, 2021
Savannah Grabek is an expert in Personal Lines insurance. She has 5 years experience in the insurance industry. Savannah began her carrier working with just property insurance and is now tenured in all personal line including home, auto, motorcycle, boat and umbrella. She previously worked for GEICO and has now been working with Jerry insurance for the past year. Savannah lives in New York with her son, fiancé, and puppy Bear. In her free time she enjoys spending quality time with her family and hiking with her dog.
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