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How do I make a home insurance claim?
I'm a first-time homeowner, and luckily, I've never had to make a home insurance claim before. Sadly, last month, my hometown was hit by a series of thunderstorms, and the wind was so strong it actually destroyed part of my roof. How do I file a claim to get this covered?
Savannah Grabek · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
That sounds awful! However, you’re in luck—all you need to file a claim is to call your insurance provider.
They’ll send an adjuster out to your property to assess the damage and estimate how much the repairs will be. If the adjuster confirms that the damage was a) structural and b) caused by something that’s covered under your policy, you shouldn’t have any problems in covering the repairs.
If it’s not covered, though, and these thunderstorms are a common occurrence, it might be time to change policies or providers. Tools like
Jerry
can help you easily cancel your old policy, as well as compare quotes and types of coverage under top-of-the-line providers like Nationwide
and Allstate
for free, so you can focus your energy on rebuilding your home and taking care of yourself. View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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