Services
Insurance
Loans
Repairs
Advice
About

How do I make a diminished value car insurance claim?

I drive a 2021 Audi A4. I got into an accident which caused significant damage. I have to submit a claim to the other driver's insurance for damage. How would I also submit a diminished value claim?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry to hear about your accident! Since you drive a nice car, submitting a
diminished value claim
is ideal.
Since accidents lower a vehicle’s value, a diminished value claim allows you to recoup a portion of that loss.
To file a diminished value claim, provide the other driver’s insurance with documentation to your insurer. Usually, this involves your vehicle’s worth before the accident and accident details. Pictures, witnesses, and police reports are also helpful.
Additionally, you may want to hire a licensed appraiser to review your vehicle and the damage. They can help determine the diminished value of your car. You can submit this report to the insurance company as well.
After submittal, you’ll need to wait until they either approve or
deny the claim
. If it’s approved, you’ll receive a separate payout, apart from your damage claim.
If your insurer denies the claim or you’re just unhappy with its service, check out the
Jerry
app. Sign up in minutes to compare quotes from over 50 insurers so you always get the best rate possible.
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings