How do I make a claim on someone else's car insurance?

I was in an accident last night, and I need to file a claim with the other driver's information. How do I file a claim with someone else's car insurance?

Matthew Macgugan · Answered on Dec 14, 2022
Reviewed by Shannon Martin, Licensed Insurance Agent.
I hope nobody was hurt! I’m happy to say that since you collected information from the other driver at the scene of the car accident, the claims process shouldn’t be too difficult. Here’s what to do:
The first step is to contact your insurance company and file a claim. You may have to pay your deductible, but you might get it back if your insurance decides to seek reimbursement from the other party’s insurance. Either way, contacting your insurance is the best way to ensure that the claims process goes smoothly.
Your insurance company will collect the information you gathered from the other driver and file a claim with their insurance provider on your behalf. This is why it’s important to take photos and get as much information as you can when the accident happens: photographic evidence will help to back up your claim, and detailed information can make it much easier to determine who’s at fault. (This will also help you get your payout more quickly and easily, too!)
Most insurance companies try to settle claims within 30 days, unless a more thorough investigation is needed, or unforeseen circumstances hold up the claims process.
If your car insurance skyrockets after your accident, you may want to consider switching providers. With the It’s important to keep in mind that your car insurance premium might increase after the accident, regardless of who is at fault. If you want to make sure you’re still getting the best rate possible, check out the Jerry app. We’ll get you customized quotes from over 50 of the nation’s leading insurance companies, so you can easily pick the best rate and coverage for your needs.
Hopefully everyone is all right, and the whole process goes smoothly!
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