How do I lower USAA car insurance?

My rates for my USAA policy increased after I renewed my policy. I was in a minor accident last year, but my car wasn't totaled. Can you tell me how to lower my USAA car insurance?

Answer
Great question! You can lower your USAA premium costs in a few different ways.
First, take advantage of policy discounts. USAA offers some of the following:
  • Policyholders can get up to 10% off their policy if their parents are also USAA insurance members.
  • USAA homeowners or renters insurance policyholders can save 10% by adding auto insurance to their policy.
You can also keep an eye out for the following types of discounts:
Contact your insurance rep to see which discounts you may qualify for.
Another way to save on your USAA policy is to increase your deductible. This can lower your monthly premium, but it also means you’ll have to pay the high deductible in the event of a claim.
USAA drivers can also save by using the SafePilot program, which tracks telematics and rewards save drivers with up to 30% off their premium.
If your insurance is still too pricey, try using the Jerry app. We’ll get you personalized quotes from over 50 of the nation’s leading providers in minutes, so that all you need to do is pick the plan that works best for you.
Matthew Macgugan
Answered on Dec 06, 2021
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