Finding out an accident raised your premium is the worst! It’s extremely common, so know you aren’t alone in a rate increase after having an accident.
Since your insurance is renewing, contact your current company to see whether you qualify for any discounts. You may want to take a driver training course or find out whether you’re eligible for occupational or educational discounts. You could also enroll in a telematics or driving behavior program.
If you carry full coverage or optional coverages such as rental reimbursement, talk to an agent. You may be able to adjust your coverage levels, which could reduce your premium.