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How do I lower my car insurance bill?
My annual policy is renewing soon. I usually pay in full, but my bill is $1,200 for the next year. I like my policy, but definitely can't afford that. How do I lower my bill?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Paying in full is a great way to save money, but if your insurance rates increase, what’s the point?! Most people can’t pay a large sum of money out of pocket, so you’re not alone in wanting to lower your bill. Thankfully, you have a few options.
Since you like your current policy, talk with your
car insurance
company. You may be eligible for additional discounts or have the option to adjust coverage on your policy to save money. If you have a
clean driving record
and not necessarily a need for speed, consider enrolling in a telematics or driving behavior program. These programs track your driving and provide discounts based on how safe of a driver you are.Even if you like your current policy, there’s no harm in shopping around. Every insurance company offers different rates and you may find a lower annual rate elsewhere.
Should you not be able to find a more affordable annual premium, consider changing your payment method. If you currently pay in full with a credit card, you may save by paying with EFT or bank account. While this won’t save you money, you could also change to monthly payments, which would reduce what you need to pay upfront.
And don’t forget about
Jerry
. Jerry is an app that compares the best policies from top providers in seconds so you always get the best rate possible for your money!View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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