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How do I lower how much I pay for car insurance in Michigan?
I live in Michigan. My car insurance is SO expensive!!!! How do I lower the price?
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Michigan is one of the most expensive places in the USA for
car insurance
and has been for a while. But that doesn’t mean you can’t find affordable insurance! Although you likely don’t want to move outside of
Michigan
, moving to another part of the state could result in cheaper rates. Cities are always more expensive in comparison to rural areas. A good example is in Grand Rapids insurance is usually about $3,251, but in Rochester Hills, it’s $1,891. Another option is raising your deductible if you have
comprehensive coverage
or collision coverage. While you would pay more out of pocket if you got into an accident, your premium and monthly payments will be lower. You could also look for other discounts. Many insurance companies offer discounts for things like:
Anti-theft devices
Safe driving or telematics
Defensive driving or driver training coursesThe other thing you can do is shop around. By reviewing your options, you may be able to find a lower rate, even when you live in a state known for expensive insurance!
A good way to do this without any effort is
Jerry
. Jerry pulls quotes from the top 50 companies in under a minute and delivers the best deals right to your phone, meaning you get the best rates and coverage without any hassle.” View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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