How do I know what my full coverage deductible is?

I have full coverage on my vehicle, but I don't know what my deductible is. How do I find out?

Answer
“To find out what your deductible is for your car insurance, look at your policy declaration page.
Your insurance declaration page lists all of the coverages on your policy along with any deductibles associated with the coverage.
Typically a declaration page is sorted by policy coverage and vehicle specific coverage. Your deductibles for comprehensive and collision coverage are underneath the vehicle section. The deductible listed is the amount you’re required to pay out of pocket if you need to submit a claim for either coverage.
The most common deductibles are $500 and $1,000, but they can range from $0 to $2,500. If you’d like to change your deductible amount, you can reach out to your insurance company or change your coverage limits online. This will also allow you to see how your rate will be impacted by increasing or decreasing your deductible.
If you don’t like what you’re paying for your coverage, you can always save money by using the Jerry app. Sign up today to search and compare rates from over 50 reputable insurance companies.”
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Emily Maracle
Answered on Sep 09, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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