How do I know if my insurance covers my rental car?

I'm going to Florida in a few days and I reserved a Hertz rental car at the airport. Does my insurance cover my rental?

Answer
You’ll definitely want to check with your car insurance company before letting the rental agency sell you on expensive coverage. Often, whatever coverage you have on your car will extend to a rental.
Another option is your credit card. Many credit cards offer free rental car coverage that supplements your existing policy, including collision coverage. You can check your credit card benefits or call your company to confirm. Typically the only requirement is to pay for the rental in full with your card.
Of course, if you decide to rent a Porsche, then you may want to purchase extra coverage to be safe. Your car insurance company can help you determine what you may need.
If you’d like to add additional coverage before your trip, consider using the Jerry app. Jerry collects personalized quotes from top insurance companies, ensuring you always find the best rate for the coverage you need.
Matthew Macgugan
Answered on Oct 20, 2021
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