How do I know if my employees have car insurance?

I have a fleet of company cars for my employees. I'm looking to expand my business, but I need to make sure my drivers are insured—I don't want my employees (or myself!) to get in trouble for driving while uninsured. How can I find out whether or not my employees are insured?

“Good on you for wanting to double-check the insurance info! The most direct way to find out if your employee has car insurance is to ask them for their declarations page. This document will outline the amount of coverage they have, as well as list their name and policy number.
If this isn’t an option for any reason, you can also request the information from the DMV. To get this information from the DMV, you’ll need to call and provide your reasons for wanting the information. If you say you’re an employer, getting the car insurance information shouldn’t be a problem.
As a business owner with a commercial fleet, you may also want to consider supplemental coverage for your employees, especially if any of your employees may have financial difficulty getting the type of coverage that you’d prefer. One of the easiest ways to get quotes on supplemental coverage is by using the Jerry app—we’ll get you customized quotes from top insurers so you can choose the plan that works best for your budget!
Good luck with getting all your employees insured, and with your business as a whole!”
Eric Schad
Answered on Oct 07, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.

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